Monday, February 22, 2010

New Credit Card Rules


Here's a brief rundown of the new credit card rule changes taking effect on Februry 22, 2010.

Credit Card companies must tell you when they plan to increase your rate or other fees.

Credit Card companies must tell you how long it will take to pay off your balance.

Your credit card company cannot increase your rate for the first 12 months after you open an account.

Increased rates apply only to new charges.

You must tell your credit card company that you want it to allow transactions that will take you over your credit limit. Otherwise, if a transaction would take you over your limit, it may be turned down.

Caps on high-fee cards.

Adults under the age of 21 will not be able to open a credit card account unless they have a cosigner, or can prove that they can make payments.

Standard payment dates and times.

Payments directed to highest interest balances first.

No two-cycle (double-cycle) billing.

For a more detailed description of the changes, visit: http://www.federalreserve.gov/consumerinfo/wyntk_creditcardrules.htm

Friday, February 12, 2010

"Stay Brady Stay"

Join us on Thursday February 18th at 6:00 PM as Dr. John Sutherlin presents his 30 minute documentary titled Stay Brady Stay. The film, which recently aired on LPB, looks at the challenges of Louisiana college graduates leaving the state in pursuit of jobs. The presentation will take place in the DeBakey Meeting room at the Central Library. Below you will find the trailer for the documentary, which can be found at anytime on Youtube.com.

Tuesday, February 2, 2010

Attention History Lovers!

Find what you're looking for here at the Library! In addition to rows of books on history and biography, we also offer these online resources that you can use from the comfort of your own home. To visit these resources, log on to http://calcasieulibrary.org/resources
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Access Newspaper Archive available inside library only.)